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Questions about Home Loans? Contact us for answers.

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Sonya L. Pitt
RMLO NMLS 182524
c: (843) 270-5338
o: (843) 569-2812
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106 Liberty Hall Road,
Goose Creek, SC 29445
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1711 N. Main Street
Summerville, SC 29486

Loan Documents

Needed when Applying for a loan

Certain loan documents must be completed and presented to your loan officer during the home loan process. Below are the documents required when applying for a home loan. If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.

1. Previous 2 year's W2’s and 1099’s - all pages of tax returns to be included

2. Previous 2 year's tax returns - all pages and schedules are required

3. Most recent 2 pay stubs for consecutive 30 days

4. Most recent 401k and IRA statements - all pages must be included

5. Most recent bank statement covering two months - all pages to be included

6. Copy of sales contract for the home purchase

7. Name and contact information for Homeowners insurance agent

8. Copy of executed divorce decree, all pages to be included - if applicable

9. Copy of existing survey of home - if applicable

10. List of real estate owned - purchase date, approximate value, lease amount and provide a mortgage statement for each

11. Copy of current mortgage statement - if applicable

12. Valid Driver’s License and Social Security Card

Residential Mortgage Loan Originators

Whether you are buying, selling, refinancing, or building your dream home, you have a lot riding on your mortgage loan officer. Market conditions and mortgage programs change frequently and you need to make sure you are dealing with a top professional who is able to give you quick and accurate financial advice. I offer over 20 years of expertise and knowledge to assist you in exploring the many financing options available.

Ensuring that you make the right choice for you and your family is my top priority. I am committed to providing my customers with mortgage services that exceed their expectations. I will attend your closing to makes sure I am there to answer any questions that may arise. We are with you from application to closing.Whether you are buying, selling, refinancing, or building your dream home, you have a lot riding on your mortgage loan officer. Market conditions and mortgage programs change frequently and you need to make sure you are dealing with a top professional who is able to give you quick and accurate financial advice.


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

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